Group Benefits

Group benefits include insurance offered by employers to employees. Employers may partially or fully cover premiums. Alternatively, an employer may pass on the entire cost of premiums to their employees.

In general, group plans are less expensive to employees because the insurance company can spread the risk across the entire group of policyholders. For employers, offering high-quality benefits helps to retain and attract top talent.

How Do Group Benefits Work?

Employees of an organization offering group benefits can opt-in to receive coverage. They may be required to pay part or all of the premiums.

Each company chooses which benefits to offer employees. Your agent can help you decide which benefits may work best for your company.

Why Offer Group Benefits?

Job seekers consider access to benefit plans a standard requirement. Providing a robust benefits package can help employers stay competitive in this tight job market. Plus, any contribution toward premiums may be tax deductible for the business.

Learn More Today

Call Kistner Insurance Services LLC today to learn more about how offering group benefits may work in your company’s favor and get a quote.